What is UHC Rewards?
UHC Rewards is an incentive program included with many UnitedHealthcare plans. Eligible members earn dollars, gift cards, or credits by completing wellness activities such as:- Completing your annual wellness visit
- Getting recommended preventive screenings
- Tracking daily steps or activity
- Completing health assessments and biometric screenings
- Managing chronic conditions with care programs
- Choosing a primary care provider (PCP)
Why activation matters for rewards
You can’t earn or redeem UHC Rewards until your card is activated and your online account is set up. Activation at Activate.uhc.com:- Links your card and plan to your online profile
- Enables the UHC Rewards dashboard
- Lets you connect a fitness tracker or the UHC app
- Unlocks digital ID cards, claims, and pharmacy tools
- Secures your account with multi-factor authentication (MFA)
Before you begin
Have the following ready:- Your UHC card (physical or welcome letter)
- Your Member ID and date of birth
- A valid email address and mobile number for verification
- A device with a secure internet connection
How to start earning UHC Rewards
Once you’re signed in, use these tips to start racking up rewards fast.1. Complete your health survey
Most plans offer a reward for finishing a short online health assessment. It usually takes 5–10 minutes and is one of the quickest ways to earn.2. Schedule your annual wellness visit
Booking and completing your yearly checkup with an in-network provider often earns a large one-time reward and unlocks other preventive activities.3. Choose a primary care provider (PCP)
Selecting or confirming a PCP through the portal frequently triggers a reward and helps you stay on top of preventive care.4. Connect a fitness tracker
Link Apple Health, Google Fit, Fitbit, or a compatible tracker to earn rewards for daily steps, active minutes, or workouts.5. Complete preventive screenings
Flu shots, mammograms, colorectal screenings, A1C tests, and other age- or condition-based screenings each carry their own reward.6. Join care and coaching programs
If eligible, enroll in diabetes, weight management, tobacco cessation, or behavioral health programs — many offer bonus rewards for participation.7. Check in regularly
New activities are added throughout the year. Log in monthly so you don’t miss limited-time earning opportunities.How to redeem your rewards
From the Rewards dashboard you can typically:- Load your balance onto your UCard for eligible spending
- Choose from a catalog of gift cards
- Apply rewards toward covered plan items where allowed
Tips to maximize your rewards
- Activate early in the year — some rewards reset annually.
- Turn on notifications so you’re alerted when new activities become available.
- Sync your tracker daily so step and activity rewards post on time.
- Combine visits — one wellness appointment can trigger multiple screenings and rewards.
- Bookmark activate.uhc.com and the UHC app so logging in is one tap away.
Troubleshooting
- Rewards tab is missing: Confirm your plan includes UHC Rewards; not every plan does. Check your Summary of Benefits or call Member Services.
- Activity not marked complete: Give it 2–4 weeks for claims to process. If it’s still missing, contact UHC support with the visit date and provider.
- Tracker not syncing: Disconnect and reconnect the device under Rewards → Connect a device.
- Locked out: Use Forgot Username or Forgot Password, or call the number on the back of your card.
Stay safe while earning
- Only sign in through activate.uhc.com or the official UHC app.
- Never share your Member ID, password, or MFA codes.
- Watch for phishing texts or emails offering “extra” rewards — UHC will never ask for your full SSN or password by email.
- Sign out when using shared devices.